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Debt Service
Useful Links > Glossary > Debt Service
1031 Tax-deferred Exchange
After Tax Cash Flow
Appreciation
ATCF
Before Tax Cash Flow
BTCF
Cap Rate
Capital Gains Tax
Cash Flow
Cash on Cash Return (after taxes)
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Closing Costs
DCR
Debt Coverage Ratio
Debt Service
Depreciable Allowance
Depreciable Improvements
Depreciable Years
Down Payment
Dwelling Size
Estimated Sales Cost
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GM
GOI
GRM
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GSI
Home Protection Plan
Home Warranty
Income per Sqft
Insurance
Interest Only
IRR
Loan to Value Ratio
LTV
Name
Net Operating Income
NOI
Out-of-pocket Cost
Ownership Percentage
PMI
Property Appreciation
Property Details
Property Management
Property Taxes
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RoR on Appreciation
RoR on BTCF
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Sales Cost
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Vacancy Rate
Value of Improvements
Yield
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Debt Service
Debt service is a generic term for borrowed money. When you see the term debt service used in our calculations, it is the total principle & interest payments made for all loans on the property on an annual basis. In the Debt Service section of the Data Input Form, enter the loan amount in terms of a percentage (%) of the purchase price. For your benefit the actual dollar amount of the loan is calculated automatically. (see interest only)

Calculation
Debt Service = 12 * (Mortgage1 monthly payment + Mortgage2 monthly payment + Mortgage3 monthly payment)

Example
This example calculation assumes only one mortgage with a principle & interest payment of $1,990 per month.
Debt Service = 12 * ($1,990) + 12*($0) + 12*($0)
Debt Service = $23,880

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